Dewi, Dewi Fitriana Puji Lestari, Novita Sari, and Muhammad Fauzan. “ANALYSIS OF DEFAULT RATES IN THE FINTECH LENDING INDUSTRY IN INDONESIA USING TWP90 AND TKB90 INDICATORS”. MANKEU (JURNAL MANAJEMEN KEUANGAN) 3, no. 4 (December 31, 2025): 249–256. Accessed February 4, 2026. https://ingreat.id/index.php/mankeu/article/view/274.