Dewi, D.F.P.L., Novita Sari and Muhammad Fauzan 2025. ANALYSIS OF DEFAULT RATES IN THE FINTECH LENDING INDUSTRY IN INDONESIA USING TWP90 AND TKB90 INDICATORS. MANKEU (JURNAL MANAJEMEN KEUANGAN) . 3, 4 (Dec. 2025), 249–256. DOI:https://doi.org/10.61167/mnk.v3i4.274.