TEMBILAHAN COMMUNITY'S UNDERSTANDING OF CROWDFUNDING IN THE DEVELOPMENT OF THE DIGITAL ECONOMY: A QUALITATIVE STUDY
DOI:
https://doi.org/10.61167/mnk.v2i3.288Keywords:
Crowdfunding, Public Understanding, Digital Economy, Qualitative Study, Tembilahan, Digital LiteracyAbstract
The understanding of the Tembilahan community towards crowdfunding in the development of the digital economy is the focus of this study. The qualitative approach was used with in-depth interview, observation, and documentation techniques, and informants were selected purposively based on variations in age, education, and level of understanding of digital technology. The findings show that people's understanding of crowdfunding is influenced by digital literacy, financial literacy, experience using digital platforms, and local social and cultural contexts. This understanding shapes their perception of the benefits, risks, and role of crowdfunding in supporting local economic activities. These findings provide important insights for the development of digital literacy, crowdfunding information dissemination strategies, and policies that can encourage public participation in the digital economy.
References
C. Lukita, I. syihabul Fadli, and A. Faturahman, “Perkembangan FinTech Terhadap Crowdfunding dan Blockchain di era Disrupsi 4.0,” J. MENTARI Manajemen, Pendidik. dan Teknol. Inf., vol. 1, no. 1, pp. 9–19, 2022, doi: 10.34306/mentari.v1i1.135.
M. R. Kadir, “Sistem Equity Crowdfunding (ECF) Dalam Hukum Di Indonesia Muhammad Rusydi Kadir Universitas Islam Negeri Sunan Kalijaga Yogyakarta,” Huk. Bisnis Islam, vol. 13, no. 1, pp. 66–68, 2021.
P. Mohammad et al., Crowdfunding Indonesia. 2021.
A. Y. Nugroho and F. Rachmaniyah, “Fenomena Perkembangan Crowdfunding Di Indonesia,” Ekonika J. Ekon. Univ. kadiri, vol. 4, no. 1, p. 34, 2019, doi: 10.30737/ekonika.v4i1.254.
Mashendra and A. A. R. , Jennifer Corrin, “Jurnal Penelitian Hukum DE JURE,” NASPA J., vol. 17, no. 3, p. 403, 2017.
D. Rahmawati, M. N. Apriady, and W. M. Suroto, “Crowdfunding sebagai Alternatif Pembiayaan Usaha Mikro Kecil dan Menengah (Umkm),” Sebatik, vol. 28, no. 1, p. 28, 2024, doi: 10.46984/sebatik.v27i2.2403.
Muliana, Nurbaiti, and Muhammad Ikhsan Harahap, “Analisis Pengembangan Fintech Securities Crowdfunding (SCF) Syariah Menurut Pandangan Maqasid Syariah Menggunakan Metode Nvivo,” Syarikat J. Rumpun Ekon. Syariah, vol. 6, no. 2, pp. 233–246, 2023, doi: 10.25299/syarikat.2023.vol6(2).14116.
S. R. Rendy Adhi Pratama, Liyu Adhi Kasari Sulung, “Faktor Informasi Online Dalam Pengambilan Keputusan Investor Pada Platform Crowdfunding Berbasis Donasi,” J. Vokasi Indones., vol. 9, no. 1, 2021, doi: 10.7454/jvi.v9i1.178.
R. Laeliyah and C. Vidiati, “Potensi Pengembangan Crowdfunding Syariah sebagai Alternatif Pembiayaan Sosial di Era Digital,” SENTRI J. Ris. Ilm., vol. 4, no. 10, pp. 2766–2777, 2025, doi: 10.55681/sentri.v4i10.4774.
S. Sauri, “Altruisme Masyarakat Indonesia melalui Platform Crowdfunding di Kitabisa. com,” ILTIZAMAT J. Econ. sharia law Bus. Stud., vol. 2, no. 1, pp. 273–280, 2022.
F. Yuliani and L. Handayani, “Crowdfunding sebagai Alternatif Pembiayaan UMKM Kreatif di Indonesia,” J. Ekon. Digit., vol. 5, no. 1, pp. 23–33, 2023.
